This is truly getting annoying.
If one more person suggests that the Mainstream Media is in the bag for the Democrats, I surely will flatten them with a left hook. The so-called “liberal media” has been relentless since the roll out of the Affordable Health Care Act, in pointing out all its flaws and shortcomings. It has repeatedly asked the question: “are these glitches portents of real issues in the law itself?” Yes, of course, the pimple on my nose is also directly related to the rainstorm that now threatens too. Please folks get a clue.
Meanwhile the EXTREME RIGHT has all its ducks in a row and is panting out the same refrain from radio and TV–this is a train wreck and it’s just as we predicted. This can’t be fixed! The President lied! Millions are losing their insurance! Millions are facing huge increases in premiums!
Suddenly the awful healthcare system in this country, one that does just fine for the wealthy but barely exists for the poor, is being touted as the “best health delivery system in the world!” It ain’t. People who are not rich but are well enough off routinely travel to other countries for a variety of procedures that can be done cheaper with every bit as good an outcome. It’s called medical tourism. And whatever they might try to tell you, people are not leaving Canada, Britain and a host of European countries, all in some attempt to escape “socialized” medicine in those countries.
Yes the Website for the healthcare exchanges is bad, but it’s not nearly as bad as it was. Was that inexcusable? Certainly. Shame on them all. Has anyone been harmed by the delay? Not a single soul as far as I know. Today, you can negotiate the site fairly easily. When I tried to continue my enrollment and found that the information input was not taking properly, a phone call to the 800 number (which was answered promptly and involved a wait of only two minutes) provided an answer within five minutes and I am ready to reset and try again.
Much has been made about all these people getting cancellation notices from their insurance companies. Somehow this is making Obama out to be a liar. He is not, quite plain and simple. Let me make this as clear as can be:
- Company policies that were in place BEFORE the ACA became law, are grandfathered in. Many of these were and are substandard policies, not covering major catastrophic needs, but they are grandfathered in nonetheless.
- Policies that were issued AFTER the ACA became law, are required to be “brought up to standards”.
- There was, therefore EVERY reason on earth for the President to tell people that for those who had EXISTING policies, they could keep them. This did ASSUME that they were grandfathered policies for WHO IN THEIR RIGHT MIND IN THE INSURANCE INDUSTRY WOULD ISSUE SUBSTANDARD POLICIES AFTER THE ACA PASSED KNOWING THEY WOULD BE GOOD FOR ONLY ONE YEAR?
- How was the President to conclude that those policies issued BEFORE the ACA would be cancelled? And that in many cases, insurance companies would run the following scam: Hi, you insurance is being cancelled because it doesn’t meet the ACA standards to go into effect Oct 1, 2013. Here are some new plans you can buy from us that are up to the new standards (all at much higher prices). If we don’t hear from you, we will continue your coverage under a new compliant plan at this new price. (no mention that you might find better coverage at lower cost on the exchanges).
- Insurers create and drop plans all the time, and they continue to do so. Is the President responsible for this process and do people have a right to hold him accountable just because their insurance was cancelled due to the usual alternations conducted by the insurers? Surely most people have had their insurance cancelled at one time or another. This is not the President’s fault, but the fault of companies who are always playing the numbers and when you seem ripe for a claim, they are doing their best to cancel you before that happens.
- The cancellations are being sent out to approximately 5% of all people who are self-insured. Most people are not self-insured by are covered through employer programs, or medicare/Medicaid. Of these some 3% will end up when all the dust has settled with premiums higher than they had before for substantially the same coverage. Those are pretty darn good numbers, even though in the individual circumstance they might be painful. In most cases, they will occur to people who can afford the increase.
To all those who are so filled with hate for Obama that you would rather eat nails than get cheaper and better health care? Well, I have one answer. Keep your fake insurance or get none at all. But the FAIR thing to do is to pass a law exempting medical expenses from bankruptcy. Then when you get hit by a bus, you can pay your fair bill from the hospital and not stick the rest of us with your treatment. Capish? I mean, you don’t want to be one of those awful “takers” do ya?
PS: On an anecdotal note: I got into two conversations on Facebook with “Obamacare disaster victims”. In both cases (one over 70, the other in their 90’s), neither wanted Medicare and were unhappy because their insurance companies wanted a lot more money to keep insuring them. Cry me a river. Seriously.
- Dean Baker: Obamacare isn’t cancelling your plan – your insurance company is though (eoionline.org)
- No, Obama Didn’t Lie to You About Your Health Care Plans (alternet.org)
- President’s Insurance Announcement Keeps Eyes on the Prize (huffingtonpost.com)
- The President’s Fix and How Insurance Companies Will Still Be Able to Screw People (thedailybanter.com)
- Obama Dares Insurance Companies to Put Up or Shut Up (motherjones.com)
- What the Obamacare fix does, and how it could be better (dailykos.com)
- No, You Can’t Keep Your Insurance (yourfaceispolitics.wordpress.com)
The news cycle is daily, being a 24-7 entity now reports on what they think will get the most viewers. The problem with the ACA rollout should work itself out in due course and the MSM will reflect back on this, if they do at all, as something that had a rough start but has succeeded beyond expectation. Personally though I would like this to serve notice to everyone that simply expanding Medicare to everyone as many of us wanted originally, would have avoided all of this hassle.
you are so right Larry..The easy and simple solution and we could avoid all this mess. But the GOP made that untenable. !END
Margy Rydzynski said:
You said it. There’s a constant drum beat. I really never thought the media was on Obama’s – or the Democrats’ – side to start with. Thanks for posting.
I doubt anybody who actually watches the MSM does, but it works oh so well in the Fox machine to encourage their listeners not to listen to anyone but them, doesn’t it? !END
The media gets worse everyday. See the article in the NYT today that compares the roll out to Katrina. Really. I mean why not just the typhoon, what the hell.
yeah I saw another swipe at the NYT for their use of “quotes” to give their “editorial opinion” within a supposedly factual rendition of the Iranian talks (which are basically being ignored over this nonsense about the ACA). They are all rubbish aren’t they. One has to read so carefully any more. There are so few facts, and so much opinion. !END
List of X said:
I assume that whatever policies are grandfathered in prior to ACA will have all the provisions they had before ACA was enacted – including the provision that insurance policy can be cancelled anytime, for any reason whatsoever. So even if people like their non-ACA insurance and want to keep it, they are fully at the mercy of the insurance company.
By the way, Obama also said that people will be able to keep their doctor. I guess that when someone’s favorite doctor retires and stops practicing, it will be somehow Obama’s fault, too.
exactly, so much of this is disingenuous to begin with. The GOP has done enormous damage just by refusing to set up exchanges in 30+ states and then of course crying foul when the main site can’t handle all the extra traffic. !END
Snoring Dog Studio said:
It’s all so remarkably ridiculous. The fact is, the wealthy were fine with their insurance before. They could afford it. The majority of us wanted substantial change to a very broken system. It’s amazing that now when these flaws are being brought to light, the opposition has some ideas on how to make changes. Well, during our next Democrat President’s term, the ACA will be tweaked some more. But the majority of us will be able to retire and have affordable health insurance.